Featured guide, first home
First home schemes and LMI, explained
What the government schemes are, who they may suit, and when lenders mortgage insurance applies.
Read it on our home loans page
Home loan guides.
Plain-English guides, for wherever you are starting from.
More guides.
8 guides
First home
Your deposit: what lenders look at
How much you may need, where it can come from, and how genuine savings are assessed.
Answered in our FAQs
Investing
Buying through a trust, a company or your own names
How lenders view each structure, and the questions to take to your accountant.
Read it on our home loans page
Investing
SMSF property loans: how they work
The borrowing rules for super funds, and why fewer lenders offer these loans.
Read it on our home loans page
Refinancing
Is it time to review your home loan?
The costs of switching, counted against what you might change.
Read it on our home loans page
Refinancing
When repayments are getting harder
The options to talk through early, and where to find hardship help.
Answered in our FAQs
Business
How lenders view self-employed income
What lenders ask for when you run your own business, and what can help.
Read it on our home loans page
Business
How lenders read a commercial deal
Who borrows, what secures it, what repays it and how long it runs.
Read it on our commercial loans page
Car and equipment
Chattel mortgage or lease?
How the two compare for a business vehicle or equipment purchase.
Read it on our car and asset finance page
General information only, not credit advice. Your situation is assessed on its own merits, subject to lender criteria.